FAQ
ROUTING #
ENROLL

Frequently Asked Questions


What is Rondout Savings Bank’s Routing or ABA Number?

221971086

What does FDIC insured mean?

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects depositors of insured banks against the loss of their deposits if an insured bank fails. Deposits at Rondout Savings Bank are insured by the FDIC up to the maximum amount allowed by law. The standard insurance amount is $250,000 per depositor per insured bank for each account ownership category. Deposits maintained in different categories of legal ownership at the same bank can be separately insured. Therefore, it is possible to have deposits of more than $250,000 at an insured bank and still be fully insured. To determine if your specific deposits are fully insured, please visit the FDIC’s website at www.fdic.gov/edie.

How do I change my address with Rondout Savings Bank?

To update the address on your account(s), we encourage you to visit your nearest branch location and complete the change in person, if possible. If you aren’t able to visit a branch location, contact Customer Service at 845-331-0073 during normal banking hours and we will mail you a change of address form which will need to be filled out and notarized, then mailed back to:
Rondout Savings Bank
300 Broadway
Kingston, NY 12401
Please allow 7 to 10 business days for your request to be processed.

How can I access account information after banking hours?

You can call AccountLink, our 24-hour Telephone Banking service at 845-331-5285 or sign up for our online banking services at our home page on the web site: www.rondoutbank.com.

What can I do if I forget my login ID/password?

You can click on the “Forgot Password link located under the Access ID box on the home page of our web site. You will need to know your Access ID for this to work and will not work if the account is already locked out. An email is sent to the address we have on file with instructions.

What can I do if I forget my answer(s) to challenge question(s)?

If you cannot remember the answers to your multi-factor authentication questions, the MFA account will need to be reset. To establish new challenge questions and answers, please contact Customer Service at 845-331-0073 during normal banking hours.

NOTE: After three failed sign in attempts of the password OR the challenge questions, your account will be locked out and must be reset by a bank employee. In addition, if you have not logged in to your account at least once in over a 90 day period, the account will be deleted due to inactivity and you will need to be enrolled manually or you can enroll online.

Should I submit personal, confidential information through email?

Rondout Savings Bank will NEVER request a customer's personal information (bank card number, account number, social security number, personal identification number or password) through email or by phone. If you should ever receive an email or phone call requesting your personal, confidential information that appears to be from Rondout Savings Bank, DO NOT respond and contact the Bank immediately at 845-331-0073 during normal banking hours.

Who should I contact if my debit card is lost or stolen?

You should contact the Bank immediately at 845-331-0073 or as soon as possible. If it is after normal banking hours, please call our toll free number: 800-554-8969.

How can I reorder checks?

Checks reorders can be placed online or at one of our convenient branch locations. To order online click on the Reorder Checks link on the left side of this page or click here.

How do I place a stop payment?

You can make stop payments by visiting your local branch, or by calling Customer Service at 845-331-0073 during normal banking hours.

How can I transfer funds?

You can transfer funds 24/7 via online banking. You can also visit your local branch or call AccountLink, our 24-hour Telephone Banking service at 845-331-5285.

How do I renew a Certificate of Deposit?

Prior to your maturity date, you will receive a Certificate of Deposit (CD) renewal notice in the mail. You will have a 10-day grace period after the maturity date, during which you can select a different account term or deposit additional funds. To renew your CD, simply visit your local branch or mail your signed maturity notice and passbook to:

Rondout Savings Bank
300 Broadway
Kingston, NY 12401

How is Rondout Savings Bank regulated?

New York State Department of Financial Services

The New York State Department of Financial Services, created by combing the New York Banking and Insurance Departments aims to modernize regulatory oversight of the financial industry. For more information visit: www.dfs.ny.gov

Federal Deposit Insurance Corporation (FDIC)

The Federal Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nations's financial system by:

  • Insuring deposits,
  • Examining and supervising financial institutions for safety and soundness and consumer protection, and
  • Managing receiverships.

The FDIC is a recognized leader in promoting sound public policies, addressing risks in the nation's financial system, and carrying out its insurance, supervisory, consumer protection, and receivership management responsibilities. For more information visit: www.fdic.gov


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Rondout Savings Bank, Main Office – 300 Broadway, Kingston NY 12401 - 845-331-0073
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