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New banking regulations slated to take effect August 15, 2010 will automatically take away your overdraft privilege unless you opt in.

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Rondout Savings Bank does not and will not ask for personal information by telephone, email, text message or over the Internet.  If you believe you have been fraudulently contacted please notify Rondout Savings Bank immediately at (845) 331-0073.                                                                           Traveling Abroad and need to use your debit card?  There are restrictions in place to protect you from fraud, so please contact us before you leave so we can make the necessary changes to your card.
Deposit Rates
Rates as of
Financial Calculators   Calculators


Types of Deposit
Accounts		 minimum amount
to open		 minimum Balance to
Earn APY		 annual percentage
yield		 interest
rate
FREE CHECKING        
CHECKING PLUS $100.00 $1,000.00 0.15% 0.15%
PRIME ADVANTAGE
CHECKING		 $100.00 $1,000.00 0.15% 0.15%
SENIOR VALUE CHECKING $100.00 $1,000.00 0.15% 0.15%
PAYDAY CHECKING $100.00 $1,000.00 0.15% 0.15%
BASIC CHECKING $25.00    
BUSINESS CHECKING $100.00    
NOT-FOR-PROFIT CHECKING $100.00 $1,000.00 0.15% 0.15%
HOLIDAY CLUB $1.00 $1.00 0.35% 0.35%
PASSBOOK SAVINGS $100.00 $10.00 0.35% 0.35%
STATEMENT SAVINGS $100.00 $10.00 0.35% 0.35%
BUSINESS STATEMENT SAVINGS $100.00 $10.00 0.35% 0.35%
MONEY MARKET Tier 1 & 2 $2,500.00 $250.00 0.26% 0.26%
3 MONTH CD $2,500.00 $2,500.00 0.70% 0.69%
6 MONTH CD $500.00 $500.00 0.85% 0.84%
12 MONTH CD $500.00 $500.00 1.05% 1.03%
18 MONTH CD $500.00 $500.00 1.25% 1.23%
18 MONTH CD IRA CLUB $50.00 $50.00 1.25% 1.23%
24 MONTH RISING CD $500.00 $500.00 1.45% 1.42%
36  MONTH CD $500.00 $500.00 1.95% 1.91%
48 MONTH CD $500.00 $500.00 2.05% 2.00%
60 MONTH CD
*penalty for early CD withdrawal may apply 		 $500.00 $500.00 2.25% 2.20%
BUSINESS MONEY MARKET   $2,500 - $24,999
$24,999.01 - $49,999
$49,999.01 - $99,999
$99,999.01 - $249,000
$249,000.01 +		 0.27%
0.27%
0.55%
0.80%
1.00%		 0.27%
0.27%
0.54%
0.79%
0.98%
MONEY MARKET ADVANTAGE $50,000.00
(New money) 		 $2,500 - $49,999
$49,999.01 - $99,999
$99,999.01 +		 0.27%
0.55%
0.80%		 0.27%
0.54%
0.79%

 

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