FAQ
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ENROLL

Power Advantage:

Our Power Advantage Checking provides clients with an interest bearing checking account that offers expanded benefits, including the best rates and exclusive discounts like:

  • Foreign ATM surcharge rebates up to $10!
  • FREE Standard check printing
  • 6 FREE Stop Payments a year
  • FREE Bank Checks & Money Orders

There is no monthly service charge if you keep an average balance of $50,000 or more in your Power Advantage checking account or keep a total combined balances of $50,000 or more in eligible personal deposit accounts. $15,000 may come from current outstanding balances from eligible loans.

Interest Rate 0.35% Annual Percentage Yield (APY)
0.35% Interest Rate
Minimum Open Deposit $500.00
Minimum Balance to earn Interest $1000.00
How to avoid Monthly Service Charge

$50,000 or more in your Power Advantage checking account

Or

$50,000 Combined balances

From:

AGGREGATE AVERAGE PREVIOUS MONTH BALANCE:
-Personal Deposit Accounts


CURRENT BALANCE:
-Mortgage outstanding Balances
-Loan/HEQ Outstanding Balances

*15K max contribution from eligible loan balance

Monthly Service Charge $14.00
Other Fees & Features Foreign ATM transactions surcharge rebate up to $10 a month.

Note: If above criteria is not met during the cycle period no ATM surcharges will be refunded for the cycle period.
Early Close/Out Fee $15 fee when account is closed within 90 days of opening
Credit of Interest Credited Monthly
Statement Monthly Paper or electronic

 

Additional Benefits include:

  • Visa Check Card availability
  • Free Account Link Access
  • Free ATM Access at Any of Our ATMS
  • Free ATM use through Allpoint network
  • Free Night Deposit Service
  • Free Notary Service
  • Free Financial Consultation
  • Free Online Access
  • Free Bill Payment through Bank From Home Access
  • Free Standard Check printing, once a year
  • 6 Free Stop Payments a year
  • Free Bank Checks, Money orders, Over the counter checks
  • No Fee traveler checks
  • Premium rates on CDs
  • Free Facsimile Services
  • Free Photocopy Service
  • Free or Discounted Safe Deposit Boxes
  • Free Informational Seminars

Minimum open deposit of $500.00 for Power Advantage Account. Power Advantage Account has an annual percentage yield of 0.35% (APY) effective 2/1/13 with a minimum balance to earn of $1,000.00. Rates can change after the account is opened. Power Advantage Account has a monthly service charge of $14.00 that can be avoided by maintaining a combined balance of $50,000.00 from eligible personal deposit accounts. Power Advantage Account must be open for a period of 90 days to avoid $15.00 account fee. EQUAL HOUSING LENDER. MEMBER FDIC

 


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Rondout Savings Bank, Main Office – 300 Broadway, Kingston NY 12401 - 845-331-0073
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