Power AdvantagePower Advantage:
Our Power Advantage Checking provides clients with an interest bearing checking account that offers expanded benefits, including the best rates and exclusive discounts like:
- Foreign ATM surcharge rebates up to $10!
- FREE Standard check printing
- 6 FREE Stop Payments a year
- FREE Bank Checks & Money Orders
There is no monthly service charge if you keep an average balance of $50,000 or more in your Power Advantage checking account or keep a total combined balances of $50,000 or more in eligible personal deposit accounts. $15,000 may come from current outstanding balances from eligible loans.
| Interest Rate | 0.35% Annual Percentage Yield (APY) 0.35% Interest Rate |
| Minimum Open Deposit | $500.00 |
| Minimum Balance to earn Interest | $1000.00 |
| How to avoid Monthly Service Charge |
$50,000 or more in your Power Advantage checking account Or $50,000 Combined balances From:
|
| Monthly Service Charge | $14.00 |
| Other Fees & Features | Foreign ATM transactions surcharge rebate up to $10 a month. Note: If above criteria is not met during the cycle period no ATM surcharges will be refunded for the cycle period. |
| Early Close/Out Fee | $15 fee when account is closed within 90 days of opening |
| Credit of Interest | Credited Monthly |
| Statement | Monthly Paper or electronic |
Additional Benefits include:
- Visa Check Card availability
- Free Account Link Access
- Free ATM Access at Any of Our ATMS
- Free ATM use through Allpoint network
- Free Night Deposit Service
- Free Notary Service
- Free Financial Consultation
- Free Online Access
- Free Bill Payment through Bank From Home Access
- Free Standard Check printing, once a year
- 6 Free Stop Payments a year
- Free Bank Checks, Money orders, Over the counter checks
- No Fee traveler checks
- Premium rates on CDs
- Free Facsimile Services
- Free Photocopy Service
- Free or Discounted Safe Deposit Boxes
- Free Informational Seminars
†Minimum open deposit of $500.00 for Power Advantage Account. Power Advantage Account has an annual percentage yield of 0.35% (APY) effective 2/1/13 with a minimum balance to earn of $1,000.00. Rates can change after the account is opened. Power Advantage Account has a monthly service charge of $14.00 that can be avoided by maintaining a combined balance of $50,000.00 from eligible personal deposit accounts. Power Advantage Account must be open for a period of 90 days to avoid $15.00 account fee. EQUAL HOUSING LENDER. MEMBER FDIC
