Product Specials and Events Identity Theft | Investors Marketplace

Need A Fuel Loan? Take advantage of upfront pricing discounts offered by your utility company and lock in your oil, natural gas, or propane rate with a Rondout Savings Bank fuel loan. Contact us at (845) 331-0073 for details. Consumer Advisory : Rondout Savings Bank does not and will not ask for personal information by telephone, email or over the Internet. If you believe you have been fraudulently contacted please notify Rondout Savings Bank immediately at (845) 331-0073.

personal banking loans Financial Calculators

At Rondout Savings Bank, we know that buying a home or refinancing a mortgage is one of the biggest decisions that you will ever have to make. That is why we offer a variety of mortgage programs featuring competitive rates, flexible terms and a fast loan processing turn-around time.

Fixed Rate mortgages

If you plan to stay in your home for several years and would like the stability of an interest rate that won’t rise then a Rondout Savings Bank fixed rate is perfect.

Adjustable Rate mortgages

If you plan to stay in your home over a shorter period of time or expect your income to rise in a few years, a lower rate Rondout Savings Bank Adjustable Rate

Mortgage might be right for you.

Construction loan

Rondout Savings Bank’s construction loan is a mortgage that funds the construction of your new home in disbursements as work progresses. Once your home is complete your construction loan converts into permanent financing.

Features

One-time closing, with only one set of closing costs
Fixed rate and Arm loans
Conforming and jumbo loan amounts available
Interest only payment during construction
Primary residences & second homes

Jumbo mortgages

If you’re in need of a mortgage larger then $417,000, Rondout Savings Bank offers competitive rates. Please call to inquire about rates.

Rondout Savings Bank home equity line

If you want a smart affordable way to make home improvements, finance a college education, cover emergency expenses, consolidate debt, or meet other financial obligations, a Rondout Savings Bank Home Equity Line might be right for you.

Save with a low variable rate
Pay no closing costs *
Access funds fast
Get the option to pay interest only during draw period
Take advantage of tax savings*
Pay no annual fee

Need more great reasons to choose a Rondout Savings Bank mortgage, please click here to see what sets us apart.

Rondout Savings Bank home equity loan

If you want to borrow a lump sum at a fixed rate, to finance a home addition, or make any other major purchases, a Rondout Savings Bank Home Equity Loan is right for you.

Interest rate and loan payment are fixed for the life of the loan
Pay no closing costs*
Interest may be tax deductible*

* If the loan is satisfied within the first five years of the loan the borrower will have a recapture fee
*Consult your tax advisor about tax deductibility

Rondout Savings Bank personal loan

If you’re in need to buy a new computer, new appliances or any purchase, an Rondout Savings Bank personal loan might fit your needs

Get Competitive Rates that’s easy on your budget
Choose from a variety of terms
Get a fast decision on your loan application
Enjoy the convenience of having your payment deducted from one of your Rondout Savings Bank depository accounts

Rondout Savings Bank auto loan

When you decide to buy a new or used vehicle, Rondout Savings Bank can help you get the loan that is right for you.

Take advantage of Flexible terms
Enjoy the convenience of having your payment deducted from one of your Rondout Savings Bank depository accounts

Passbook Savings loan

With a Rondout Savings Bank Passbook Loan, you can borrow from your savings account or certificate of deposit. The interest rate is low and your account will continue to earn interest. We offer flexible terms and repayment options.

Online Banking