NewsRates
Rates as of
Checking Rates
Types of Deposit Accounts |
Minimum |
Minimum Balance to Earn APY* |
APY* |
Interest |
FREE CHECKING |
$25.00 | N/A | N/A | N/A |
POWER ADVANTAGE |
$500.00 |
$1,000.00 |
0.35% |
0.35% |
CONVENIENT |
$100.00 |
N/A |
N/A |
N/A |
PARTNERSHIP |
$100.00 |
$1,000.00 |
0.15% |
0.15% |
STUDENT |
$25.00 |
N/A |
N/A |
N/A |
BASIC CHECKING |
$25.00 |
N/A | N/A | N/A |
BUSINESS CHECKING |
$100.00 |
|||
NOT-FOR-PROFIT CHECKING |
$100.00 |
$1,000.00 |
0.15% |
0.15% |
Savings Rates
Types of Deposit Accounts |
Minimum |
Minimum |
APY* |
Interest |
HOLIDAY CLUB |
$1.00 |
$1.00 |
0.20% |
0.20% |
PASSBOOK SAVINGS |
$100.00 |
$10.00 |
0.20% |
0.20% |
STATEMENT SAVINGS |
$100.00 |
$10.00 |
0.20% |
0.20% |
BUSINESS STATEMENT SAVINGS |
$100.00 |
$10.00 |
0.20% |
0.20% |
MONEY MARKET Tier 1 & 2 |
$2,500.00 |
$250.00 |
0.26% |
0.26% |
CD Rates
Types of Deposit Accounts |
Minimum |
Minimum |
APY* |
Interest |
3 MONTH CD |
$2,500.00 |
$2,500.00 |
0.25% |
0.25% |
6 MONTH CD |
$500.00 |
$500.00 |
0.30% |
0.30% |
12 MONTH CD |
$500.00 |
$500.00 |
0.55% |
0.54% |
18 MONTH CD |
$500.00 |
$500.00 |
0.70% |
0.69% |
18 MONTH CD IRA CLUB |
$50.00 |
$50.00 |
0.70% |
0.69% |
24 MONTH RISING CD |
$500.00 |
$500.00 |
0.85% |
0.84% |
36 MONTH CD |
$500.00 |
$500.00 |
1.10% |
1.08% |
48 MONTH CD |
$500.00 |
$500.00 |
1.25% |
1.23% |
60 MONTH CD |
$500.00 |
$500.00 |
1.50% |
1.47% |
15 MONTH CD Special |
$2500 |
$2500 |
0.85% |
0.84% |
30 MONTH CD Special |
$2500 |
$2500 |
1.20% |
1.18% |
120 Day CD Special* |
$2500 |
$2500 |
0.50% |
0.49% |
*APY=Annual Percentage Yield. FDIC insured. Substantial penalty for early withdrawal. Fees may reduce earnings. Rates accurate as of 2/1/13 and subject to change or withdrawn at any time. Will automatically renew for a 6-month term at the dividend rate and APY in effect at that time.
Money Market Rates
Types of Deposit Accounts |
Minimum |
Minimum Balance |
APY* |
Interest |
BUSINESS MONEY MARKET |
$2,500 |
$2,500 -49,999.99 |
0.15% |
0.15% |
MONEY MARKET ADVANTAGE |
$50,000.00 |
$2,500 -49,999.99 |
0.15% |
0.15% |
- All rates are subject to change after an account is opened
- All CD’s are compounded daily and credited monthly
- Fees may reduce earnings
- Penalties for early CD withdrawals may apply
- Contact Rondout Savings Bank for further details
