FAQ
ROUTING #
ENROLL

Rates

Rates as of

Checking Rates

Types of Deposit Accounts

Minimum
Amount
to Open

Minimum Balance to Earn APY*

APY*

Interest
Rate

FREE CHECKING

$25.00 N/A N/A N/A

POWER ADVANTAGE

$500.00

$1,000.00

0.35%

0.35%

CONVENIENT
ACCESS

$100.00

N/A

N/A

N/A

PARTNERSHIP

$100.00

$1,000.00

0.15%

0.15%

STUDENT

$25.00

N/A

N/A

N/A

BASIC CHECKING

$25.00

N/A  N/A  N/A

BUSINESS CHECKING

$100.00

N/A

 N/A

 N/A

NOT-FOR-PROFIT CHECKING

$100.00

$1,000.00

0.15%

0.15%

Savings Rates

Types of Deposit Accounts

Minimum
Amount
to Open

Minimum
Balance
to Earn APY*

APY*

Interest
Rate

HOLIDAY CLUB

$1.00

$1.00

0.20%

0.20%

PASSBOOK SAVINGS

$100.00

$10.00

0.20%

0.20%

STATEMENT SAVINGS

$100.00

$10.00

0.20%

0.20%

BUSINESS STATEMENT SAVINGS

$100.00

$10.00

0.20%

0.20%

CD Rates

Types of Deposit Accounts

Minimum
Amount
to Open

Minimum
Balance
to Earn APY*

APY*

Interest
Rate

3 MONTH CD

$2,500.00

$2,500.00

0.25%

0.25%

6 MONTH CD

$500.00

$500.00

0.30%

0.30%

12 MONTH CD

$500.00

$500.00

0.55%

0.54%

18 MONTH CD

$500.00

$500.00

0.70%

0.69%

18 MONTH CD IRA CLUB

$50.00

$50.00

0.80%

0.79%

24 MONTH RISING CD**

$500.00

$500.00

1.00%

0.98%

36 MONTH CD

$500.00

$500.00

1.35%

1.32%

48 MONTH CD

$500.00

$500.00

1.40%

1.37%

60 MONTH CD

$500.00

$500.00

1.95%

1.91%

15 MONTH CD SPECIAL

$2,500.00 

$2,500.00 

1.00% 

0.98% 

30 MONTH CD SPECIAL

 $2,500.00

 $2,500.00

 1.25%

1.23% 

 Money Market Rates

Types of Deposit Accounts

Minimum
Amount
to Open

Minimum Balance
to Earn APY*

APY*

Interest
Rate

BUSINESS MONEY MARKET

$2,500

$2,500 -49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000- $499,999.99

$500,000+

0.15%
0.25%
0.35%
0.45%

0.50%

0.15%
0.25%
0.34%
0.44%

0.49%

MONEY MARKET ADVANTAGE

$50,000.00
(New money)

$2,500 -49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000- $499,999.99

$500,000+

0.15%
0.25%
0.35%
0.45%

0.50%

0.15%
0.25%
0.34%
0.44%

0.49%

MONEY MARKET Tier 1 & 2

$2,500.00

$250.00

0.26%

0.26%

Visit One of Our Local Branches to Open an Account

  • All Checking and Savings rates are variable and subject to change
  • Interest compounds daily if applicable
  • APY=Annual Percentage Yield *
  • All CD’s are compounded daily and credited monthly
  • Fees may reduce earnings
  • Penalties for early CD withdrawals may apply
  • Rates may change after account opening **
  • FDIC insured
  • Contact Rondout Savings Bank for further details

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Rondout Savings Bank, Main Office – 300 Broadway, Kingston NY 12401 - 845-331-0073
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